The Compliance Officer will support the business in ensuring it meets its regulatory obligations under the FCA’s consumer credit regime and other applicable legislation. The role involves day-to-day monitoring, oversight, and reporting activity to help maintain a culture of compliance and effective risk management across Finclusion Ltd. This is a hands-on role suited to an individual with strong attention to detail and a proactive approach to regulatory compliance in a customer-focused lending business.
Key Responsibilities
Regulatory Compliance
Assist in ensuring ongoing compliance with FCA rules, including CONC and the Consumer Duty
Monitor regulatory developments and maintain up-to-date awareness of FCA expectations
Support with regulatory reporting and data submissions, and maintain compliance registers
Log, track, and escalate any breaches, complaints, or regulatory issues
Monitoring & Oversight
Conduct regular compliance monitoring in line with the compliance monitoring plan
Support root cause analysis of any customer complaints, process failures or breaches
Work with operational teams to ensure actions are implemented and embedded
Policies, Procedures & Controls
Maintain and review internal policies and procedures to ensure alignment with FCA rules and Finclusion’s risk appetite
Assist in drafting new policies and updating existing ones as required
Ensure documentation is well-maintained, version-controlled, and consistently applied
Training & Awareness
Support the delivery of compliance and conduct training to staff across the business
Help maintain training records and ensure individuals meet relevant competency requirements under the Senior Managers & Certification Regime (SMCR)
Risk Management Support
Work with the CEO to support Finclusion’s approach to operational, conduct, and regulatory risks
Assist in identifying new and emerging risks and capturing them in the firm’s risk register
Financial Promotions & Customer Communications
Support the review of marketing materials and customer-facing documentation to ensure regulatory compliance and fair treatment of customers
Ensure that communications meet the requirements of the Consumer Duty, particularly the requirement to deliver clear, fair and not misleading outcomes
Training Outcome:Early stage company so opportunity to grow with the business taking on increased responsibility around financial crime prevention and credit risk ultimately becoming Chief Risk Officer.Employer Description:At Finclusion, we empower individuals and families with economic opportunity, connectedness and the freedom to choose where they live and work.
We believe that credit is more than money, it can be a lifeline offering stability to those that would otherwise be locked out of the financial system.
We deliver fast, transparent lending solutions that empower customers and support dealers in getting more financially excluded customers into safe, reliable cars.
We are - Driven to Include.Working Hours :Monday to Friday.
Shifts to be confirmed.Skills: Organisation skills,Team working,Written communication skills,Familiarity with FCA rules,Ability to work independently,High level of integrity,Professional ethics....Read more...
The Opportunity Hub is delighted to partner with a growing Financial Services firm in London, specialising in distressed and illiquid markets. The firm is renowned for innovative approach to sourcing and managing complex investment opportunities. We're seeking a motivated Credit Analyst specialising in high yield and distressed debts to join their dynamic team. Credit Analyst (High Yield/ Distressed Debts), based in London Here's what you'll be doing:Performing detailed credit analysis of high yield and distressed debt issuers, including financial statement analysis, covenant review, and risk assessment.Conducting thorough industry and market research to identify investment opportunities and assess macroeconomic factors affecting credit markets.Creating and maintain financial models to forecast company performance and evaluate different financial scenarios.Working closely with portfolio managers, traders, and other analysts to support the investment decision-making process.Ensuring compliance with all relevant regulations and internal policies.Here are the skills you need:Bachelor’s degree in Finance, Economics, Accounting, or related field.3-5 years of experience in credit analysis, preferably in high yield and distressed debt markets.Strong analytical and quantitative skills with proficiency in financial modelling and valuation techniques.Strong industry knowledge and interest in Financial AssetsHere are the benefits of the job:Competitive salary between £100k and £150k depending on experienceOpportunities for continuous learning and career advancementWork Permission: You must have the right to work in the UK. Visa sponsorship is not available at this time.....Read more...
Job Title: Data Scientist
Location: New York, NY (On-site) Salary: $140,000 – $170,000 + Equity
About the Role We're seeking a Data Scientist to join the Risk & Underwriting function at a fast-scaling fintech firm. This role sits at the core of their credit intelligence efforts — helping build smarter, safer, and scalable lending models. You’ll shape how data drives risk strategy across their product and play a key role in informing capital deployment decisions.
Responsibilities
Develop risk models, underwriting tools, and performance analytics.
Collaborate with cross-functional teams to guide data-driven decision-making.
Own projects from ideation to execution — delivering impact in production environments.
Shape the data stack and modelling practices from the ground up.
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We’re looking for an organised and detail-oriented Credit Controller to join the finance team in the vibrant world of event management. In this role, you will maximise cash flow and minimise bad debts on a selected range of clients for a number of international companies, part of the wider group.This role is based in Redhill and if office-based during probation period, with one day of hybrid work following this.Responsibilities:
Debt-chasing on accounts receivable ledger, including telephone calls, e-mails and letters to ensure that the company policy of payment before exhibition is adhered to by customers.Flexibility to work international hours in the run up to events if required, to maximise collection of debt.To ensure that information on the Credit and Collections module of the finance system regarding communications with customers is maintained that an adequate record is maintained in the event of a query or legal action needed to be taken against the customer.To ensure that account queries are dealt with efficiently to minimise the risk of bad debts.To respond to or refer queries raised both internally and externally.To respond to or refer, in a timely manner to queries raised both internally and externally.Travel to other offices and overseas Events in order to collect debt and maintain clear communication within internal stakeholders and external customers.
The right candidate:
At least 1 years’ experience working in a finance department; experience of handling international payments together with experience in the events industry is desirable.Deep knowledge of finance systems; notably with salesforce and Financial Force software.Computer literate with good Excel and Word skills.
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Applications are invited from capable and experienced Mental Health or Paediatric Nurses with extensive ADHD experience to join the Child and Adolescent Mental Health team in the capacity of Band 6 Senior Staff Nurse on the Island of Guernsey, in the Channel Islands.Reporting to the Band 7 CAMHS Team Leader, you will provide complex ADHD assessments and management including use of medication as appropriate, in a variety of settings in accordance with the agreed pathway for access to the service.You wll also provide generic CAMHS crisis/risk assessment and CAMHS risk management to support the wider CAMHS Service as required.Please note; Guernsey has adopted the AfCbanding system, but have applied their own salary scale.The Guernsey Band 6 salary range from 1st Jan is £46,152 to £62,310 plus an annual bonus of £1,605 and higher unsocial hours enhancements; 36% evening/Saturday and 72% Sunday/BH.Annual leave starts at 36 days up to 42 days with full credit for NHS service for annual leave and sick leaveThe island of Guernsey is in the Channel Islands and has a population of 65,000. It has some of Britain's finest and best-kept beaches, an especially mild and sunny climate, and an offbeat, historic harbor town in St. Peter's Port, the island's capital.Guernsey provides an excellent CAMHS service, reliant on Healthcare professionals recruited to a high standard.Person requirements:Registered Nurse with Paediatric or Mental Health NMC registration. Current or recent senior Band 5 or Band 6 CAMHS experience with significant ADHD-specific experience Experienced in complex ADHD assessments and management including use of medication as appropriateThe ability to work both autonomously and closely with the extensive CAMHS MDT as required.The benefits of working in Guernsey include: – A higher-than-UK salary. – A generous bonus scheme; £1,605 annually and an additional £3,000 at completion of 2 & 4 years (ongoing annual bonus thereafter) – A flat rate 20% income tax. – No Council tax or VAT – A relocation payment of £5,000* – On-site Staff Accommodation or a generous allowance for private rental accommodation* – A continental lifestyle, where the people are friendly, and crime is very low.*Full T&C in relocation directiveFor an insight into Jarrodean as a Consultancy and for a summary of all current roles visit jarrodean.com If this role is not for you, please remember we offer a generous £500 Bonus for any successful friend or colleague referrals.....Read more...
Were working with a law firm that prides itself on fostering a supportive and inclusive work environment where professional development is encouraged. Theyre a forward-thinking firm with a strong reputation in the legal sector, and they have an opportunity for a Private Client Solicitor to join their expanding team.
This is a fantastic opportunity to work in a collaborative and supportive environment, handling a varied caseload of private client matters while advancing your legal career, and as a Private Client Solicitor, you will play a vital role in delivering high-quality legal services to their clients. You will manage a diverse range of private client matters, including:
- Will Drafting
- Probate/Estate Administration
- Tax Advice
- Trust Administration
- Powers of Attorney
- Court of Protection/Deputyship Cases
You will have the opportunity to work closely with a dynamic team, contribute to the firm's growth, and provide mentorship to junior staff when required.
Theyre committed to rewarding and recognising the contributions of their employees through a comprehensive benefits package that includes:
- Enhanced holiday entitlement based on length of service
- Generous pension scheme
- Innovative recognition scheme to celebrate colleague achievements
- Enhanced Employee Assistance Programme
- Life Insurance Scheme
- Eye Care Scheme
- Ongoing professional development opportunities
- Hybrid working options
The ideal Private Client Solicitor will have a minimum of 1 year PQE, the ability to supervise and manage junior staff when required, and a proven ability to deliver excellent client service and maintain high professional standards.
Responsibilities of the position include:
- Manage a caseload of private client matters, ensuring all client work is handled efficiently and with a high standard of client care
- Provide advice and services in line with the firm's policies and quality standards
- Maintain clear and precise communication with clients and colleagues
- Supervise and develop junior staff members when required
- Ensure confidentiality and security of client information
- Actively participate in marketing initiatives to promote the firms services
- Maintain compliance with quality control, risk management, and regulatory requirements
- Progress client work efficiently and ensure clients are kept informed of costs and case developments
- Contribute to the firm's business plan by meeting billing and time recording targets
- Manage credit control on your own matters in collaboration with the Accounts Department
- Maintain positive relationships with clients, third parties, and external bodies
- Participate in self-development and ongoing training to meet professional requirements
If youre looking for a role that offers variety, responsibility, and career progression, we would love to hear from you.....Read more...
Applications are invited from suitably experienced Midwives to join the Hospital-based maternity service on the beautiful Island of Guernsey, in the Channel Islands. This is a consultant-led, team-midwifery system of care with a significant emphasis on multi-disciplinary working. The MDT comprises Midwives, Maternity Support Workers, Obstetricians, Sonographers, Paediatricians and Anaesthetists and the service is supported by a three-cot Neonatal Unit.There are three birthing rooms, a low-risk suite, water birth suite and a delivery suite for more complex deliveries requiring both Obstetrician and Midwife care.With around 500 births per year Guernsey has a birth rate of 9.7 per thousand population. Please note; Guernsey has adopted the AfC banding system, but have applied their own salary scale. The current Band 6 salary range is £46,152 to £62,310 plus an annual bonus of £1,605 and higher unsocial hours enhancements; 36% evening/Saturday and 72% Sunday/BH.Annual leave starts at 36 days up to 42 days with full credit for NHS service for annual leave and sick leaveThe island of Guernsey is in the Channel Islands and has a population of 65,000. It has some of Britain's finest and best-kept beaches, an especially mild and sunny climate, and an offbeat, historic harbour town in St. Peter's Port, the island's capital.This unique integrated health service delivers a diverse range of services including diagnosing and treating patients in the island's acute hospital complex, and supporting people with in the wider community.Guernsey provides excellent Maternity care, supported by modern equipment and reliant on Midwives recruited to a high standard.Person requirements:Registered Midwife with full registration with the NMC. At least two years' UK-based post-registration experience and able to practice in all areas of the department.To have completed a recognised Teaching and Assessing/Mentorship qualification.An adaptable worker with excellent communication skills.The benefits of working in Guernsey include: - A higher-than-UK salary. – A generous bonus scheme; £1,605 annually and an additional £3,000 at completion of 2 & 4 years (ongoing annual bonus thereafter) - A flat rate 20% income tax. - No Council tax or VAT - A relocation payment of £5,000* - On-site Staff Accommodation - A generous allowance for private rental accommodation* - A continental lifestyle, where the people are friendly, and crime is very low. *Full T&C in relocation directiveWe are a leading healthcare recruitment partner with particular expertise in the placement of the full range of Midwives and Maternity staff. As a nurse-led consultancy, our detailed understanding of the complexity of the Midwife role places us in an excellent position to match your skills with the specific requirements of our Clinical Recruiting Managers.For an insight into Jarrodean as a Consultancy and for a summary of all current roles visit jarrodean.com If this role is not for you, please remember we offer a generous £500 Bonus for any successful friend or colleague referrals.....Read more...
Applications are invited from suitably-experienced School Nurses to join the Special Needs Secondary School team on the beautiful Island of Guernsey, in the Channel Islands.This is a term-time only role of 38 weeks per year.The role offers an eight year local housing permit, a £5,000 relocation payment and four years of private rental allowance to help offset the cost of private rent.If you have not completed your SCPHN qualification there is the opportunity for this to be funded as part of your role. There are three departments in the school, KS3 (Middle School 11yrs old - 14), KS4 (Senior School 14 - 16) and the Sensory and Communication Department (11 - 19). In some cases, students will remain within the provision up to the age of 25. You will also provides school nursing health support to students with special needs attending the College of Further Education. Due to the nature of the provision student numbers vary year on year, the school has a capacity of 110 students, however the nurse may be supporting up to 140 students across all areas. You will contribute to the quality of the educational provision for all students by: - Keeping the people who use the service as safe as possible through the use of sound clinical skills and effective risk assessments- Ensuring the best possible clinical outcomes by delivering evidence-based services- Ensuring students and their wider support network have a good experience by respecting, empowering and working in partnership with people throughout the care planning process.Please note; Guernsey has adopted the AfC banding system, but have applied their own salary scale. The current Band 6 salary range is £46,152 to £62,310 plus an annual bonus of £1,605.Full credit for NHS service for annual leave and sick leave.The island of Guernsey is in the Channel Islands and has a population of 65,000. It has some of Britain's finest and best-kept beaches, an especially mild and sunny climate, and an offbeat, historic harbour town in St. Peter's Port, the island's capital.This unique integrated health service delivers a diverse range of services including diagnosing and treating patients in the island's acute hospital complex, and supporting people with in the wider community.Providing excellent care, supported by modern equipment and reliant on Healthcare professionals recruited to a high standard. Person requirementsRegistered Nurse (Children’s, Adult, Mental Health, or Learning Disabilities) with full NMC registration.At least two years current or recent School Nurse experience including Special Educational Needs. A high level of knowledge of complex health conditions affecting children and young people who are eligible to attend a specialist educational needs setting.The ability to undertake clinical work in unusual or unconventional environments to meet the needs of the individual student. A high standard of communication skills, both written and verbal, with the ability to deal with complex and challenging situations in a calm and diplomatic manner. The benefits of working for The States of Guernsey include: – A higher-than-UK salary. – A generous bonus scheme; £1,605 – A flat rate 20% income tax. – No Council tax or VAT – A relocation payment of £5,000 and a generous allowance for private rental accommodation* – A continental lifestyle, where the people are friendly, and crime is very low. *Full T&C in relocation directiveWe are a leading healthcare recruitment partner with particular expertise in the placement of the full range of qualified healthcare professionals. As a nurse-led consultancy, our detailed understanding of the complexity of the Health Visitor role places us in an excellent position to match your skills with the specific requirements of our Recruiting Managers.For an insight into Jarrodean as a Consultancy and for a summary of all current roles visit jarrodean.com If this role is not for you, please remember we offer a generous £500 Bonus for any successful friend or colleague referrals.....Read more...
